Getting a Renters Insurance Quote is Quick and Easy!
What is Renters Insurance?
Renters insurance is similar to a homeowners insurance policy for those who rent their place of residence. It protects your personal belongings from loss, as well as providing for the additional cost of a temporary place to live in case your rented unit were to become unlivable due to a covered loss. Whether you live in a condo, apartment, house or duplex, renters insurance can protect you and your assets. Renters Insurance can also include liability coverage which could help if someone is accidentally injured on the property due to negligence, such as slipping on a wet floor in the kitchen.
Doesn’t My Landlord’s Insurance Cover Me?
NO! Often, renters don’t realize that the owner/landlord has insurance for the building, but what’s inside your walls is not covered unless you insure it yourself. A landlord’s policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has landlord’s insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.
Why Should You Have Renters’ Insurance?
The answer is simple: you sleep better at night and feel better when you’re away.
It doesn’t matter if you’re renting an apartment, a condo, or a home – most likely, your landlord’s policy is not going to pay for that beautiful plasma TV or any other furniture or personal items in the event of theft, fire, or water damage.
If it’s inside your walls, it’s yours, and you need to protect it. In today’s world, we all tend to accumulate possessions, and the value of those possessions can add up very quickly. Making sure you have sufficient coverage can help you get back on track a whole lot easier than if you try to go it alone. You’ve worked too hard for what you have to lose it all in moment.
Save up to 30% When you combine your Auto Insurance policy and Renters Insurance policy.
The Next Step…
Purchasing renter’s insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets. Contact Savewest Insurance today for more information or fill out our free renters insurance quote form above!