Getting an SR22 is quick and easy, and it only takes a few minutes!
Do you need an SR22 but are not really sure what to do. At Savewest Insurance we specialize in the hard to insure or unlucky driver. Let our experts help so you can get back on the road. We make it quick and easy.
What is an SR22?
It is a document that shows proof of financial responsibility or proof of insurance. There are many reasons why you might be required to carry one.
- You have been convicted of driving under the influence of drugs or alcohol.
- You have been convicted of driving without insurance.
- You were in an accident and were uninsured at the time.
- The Department of Motor Vehicles may require an SR22 for other offenses at their discretion.
How long do I need to keep my proof of insurance on file?
You will be required for at least three years — similar to a probationary period after a criminal offense. You must carry continuous insurance during the specified period of time before the status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately and your license will be suspended again.
To get an SR22 issued you must first apply for and have a liability insurance policy issued. The policy can be for higher limits of liability but the California state minimum limits are $15,000 per person to a maximum of $30,000 per accident for bodily injury liability and $5,000 of property damage liability insurance. Once the policy is issued your SR22 will be electronically transmitted to the DMV so that you can get your license back.
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